Bounta is a marketplace that matches shoppers with people who have unused cashback offers on their credit card. Buyers pay less. Cardholders earn from offers that would otherwise expire.
Join the waitlistEvery month, credit card issuers like Amex and Chase send their customers hundreds of cashback offers. Most of them expire unused. Bounta puts those offers to work.
You paste a product link or search a store on Bounta — say, a $250 jacket at Lululemon.
We find a provider who holds an active Lululemon cashback offer on their card and is ready to place the order.
You check out at the reduced price. Your card is authorized, but not charged, until the order is confirmed.
The provider buys the item using their card, earns the cashback, and ships it to you. Everyone gets their share.
Every Bounta account can do both. A toggle at the top of the app switches between shopping and providing.
Shop premium brands at a discount, even if you don't hold the right credit card.
Turn the cashback offers already on your credit card into real cash.
A buyer wants a $250 item at Lululemon. A provider has a "spend $250, get $50 back" offer on their Amex card. Bounta matches them.
Bounta takes 10% of the reward value. Providers receive 60%. Buyers receive 30% as their discount at checkout.
Security is the foundation of Bounta. Every payment, every match, every payout is protected by the same infrastructure the world's largest companies rely on.
All card data is handled exclusively by Stripe, a PCI Service Provider Level 1 processor — the highest level of certification in the payments industry. Bounta never sees or stores your full card details.
Your card is authorized at checkout, never charged upfront. Payment is only captured after we verify the merchant's confirmation email via Mailgun. If no provider completes the order within 2 hours, the hold is automatically released.
Providers are paid through Stripe Connect Express accounts with full KYC identity verification handled by Stripe. Every payout runs over standard ACH rails to a verified bank account.
All traffic is protected by TLS 1.3. Sensitive data at rest is encrypted with AES-256. Authentication is enforced with modern token-based protocols and short-lived session credentials.
Every transaction is screened in real time by Stripe Radar, which uses machine learning trained on billions of payments worldwide to detect and block suspicious activity before it reaches your account.
We collect the minimum data needed to run the service, never sell personal information, and give every user the right to export or delete their data on request. Full details in our Privacy Policy.
We're launching on iOS soon, starting with Amex and Chase. Leave your email and we'll let you know when it's ready.
Join the waitlistFor support, partnership, or press enquiries, get in touch.